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BUY A VIRGINIA HOME WITH $0 DOWN.
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Find out if your income, location, and homebuying goals qualify for a USDA Loan.
Quick Pre-Qualification Review
No Obligation Assessment
Licensed in VA, MD, PA & WV
No obligation • Fast pre-qualification • Secure application
$0 Down Financing
Credit Scores Starting at 580
Many Available Virginia Areas
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Stafford County Virginia USDA Approved Zero Down Home Mortgage Rural Loans
Stafford County is located between the City of Richmond and Washington DC in the northeastern region of Virginia. Excluding Aquia and Falmouth and their surrounding areas, the remainder of the areas in the County are eligible for the USDA Rural Development No Down Payment Loan.
By purchasing a home located in a USDA Rural area USDA Loans allow qualified homebuyers the ability to buy a house with:
- No Money Down
- 100% Financing
- Low Monthly Mortgage Insurance
- Flexible Credit Approval
- Secure 30 Year Fixed Rate Mortgage
- 6% Seller Closing Cost Help Allowed
USDA No Money Down Rural Loan Program Eligible Areas
USDA No Money Down Loan Program Maximum Household Income
| Family Household Size: | 1-4 | 5+ |
