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Albemarle County Virginia USDA Approved Zero Down Home Mortgage Rural Loans
Albemarle County is located in the north-center part of Virginia. Excluding the areas surrounding Charlottesville, including Rio, Westmoreland, and Colthurst, all areas in the remainder of the County are eligible for the USDA Rural Development No Down Payment Loan.
By purchasing a home located in a USDA Rural area USDA Loans allow qualified homebuyers the ability to buy a house with:
- No Money Down
- 100% Financing
- Low Monthly Mortgage Insurance
- Flexible Credit Approval
- Secure 30 Year Fixed Rate Mortgage
- 6% Seller Closing Cost Help Allowed
USDA No Money Down Rural Loan Program Eligible Areas
Eligible Cities
- Albernene
- Batesville
- Bonesville
- Scottsville
- Woodridge
Ineligible Cities
- Colthurst
- Rio
- Westmoreland
USDA No Money Down Loan Program Maximum Household Income
| Family Household Size: | 1-4 | 5+ |
Make too much to qualify for the USDA Mortgage? You still may qualify for the USDA Loan Program based on certain deductions allowed by USDA Home Loans using the Virginia USDA Max Income Calculator