Contact Your USDA Mortgage Loan Specialist: Local (540) 328-9889 l Toll Free (866) 747-2882

Speak With a USDA Loan Specialist • No AI Chatbots

BUY A VIRGINIA HOME WITH $0 DOWN.
SEE IF YOU QUALIFY

Find out if your income, location, and homebuying goals qualify for a USDA Loan.

Quick Pre-Qualification Review
No Obligation Assessment

Licensed in VA, MD, PA & WV

No obligation • Fast pre-qualification • Secure application

$0 Down Financing

Credit Scores Starting at 580

Many Available Virginia Areas

One-on-One Loan Consultation

Lunenburg County Virginia USDA Approved Zero Down Home Mortgage Rural Loans

Lunenburg County is located in the south-central region of Virginia. All of Lunenburg County is eligible for the USDA Rural Development No Down Payment Loan.

By purchasing a home located in a USDA Rural area USDA Loans allow qualified homebuyers the ability to buy a house with:

  • No Money Down
  • 100% Financing
  • Low Monthly Mortgage Insurance
  • Flexible Credit Approval
  • Secure 30 Year Fixed Rate Mortgage
  • 6% Seller Closing Cost Help Allowed

USDA No Money Down Rural Loan Program Eligible Areas

Eligible Cities

  • Dundas
  • Kenbridge
  • Lunenburg
  • Victoria

Ineligible Cities

  • None

USDA No Money Down Loan Program Maximum Household Income

Family Household Size: 1-4 5+
Make too much to qualify for the USDA Mortgage? You still may qualify for the USDA Loan Program based on certain deductions allowed by USDA Home Loans using the Virginia USDA Max Income Calculator
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