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Find out if your income, location, and homebuying goals qualify for a USDA Loan.
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Lancaster County Virginia USDA Approved Zero Down Home Mortgage Rural Loans
Lancaster County is located at the south-eastern tip of the Northern Neck Peninsula of the Commonwealth of Virginia. All of Lancaster County is eligible for the USDA Rural Development No Down Payment Loan.
By purchasing a home located in a USDA Rural area USDA Loans allow qualified homebuyers the ability to buy a house with:
- No Money Down
- 100% Financing
- Low Monthly Mortgage Insurance
- Flexible Credit Approval
- Secure 30 Year Fixed Rate Mortgage
- 6% Seller Closing Cost Help Allowed
USDA No Money Down Rural Loan Program Eligible Areas
Eligible Cities
- Alfonso
- Lancaster
- Merry Point
- Mollustk
- Nuttsville
- Ottoman
- Senora
- Westland
- White Stone
Ineligible Cities
- None
USDA No Money Down Loan Program Maximum Household Income
| Family Household Size: | 1-4 | 5+ |
Make too much to qualify for the USDA Mortgage? You still may qualify for the USDA Loan Program based on certain deductions allowed by USDA Home Loans using the Virginia USDA Max Income Calculator