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BUY A VIRGINIA HOME WITH $0 DOWN.
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Find out if your income, location, and homebuying goals qualify for a USDA Loan.
Quick Pre-Qualification Review
No Obligation Assessment
Licensed in VA, MD, PA & WV
No obligation • Fast pre-qualification • Secure application
$0 Down Financing
Credit Scores Starting at 580
Many Available Virginia Areas
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Chesterfield County Virginia USDA Approved Zero Down Home Mortgage Rural Loans
Chesterfield County is located near the state capital of Richmond in the Commonwealth of Virginia. The areas adjacent to Richmond are ineligible for the USDA Loan program. The remainder of the County is eligible for the USDA Loan program.
By purchasing a home located in a USDA Rural area USDA Loans allow qualified homebuyers the ability to buy a house with:
- No Money Down
- 100% Financing
- Low Monthly Mortgage Insurance
- Flexible Credit Approval
- Secure 30 Year Fixed Rate Mortgage
- 6% Seller Closing Cost Help Allowed
USDA No Money Down Rural Loan Program Eligible Areas
Eligible Cities
- Hallsboro
- Midothian
- Skinquarter
- Winterpock
- Woodlake
Ineligible Cities
- Bon Air
- Chester
- Chesterfield
- Colonial Heights
- Laurel Park
- Richmond
USDA No Money Down Loan Program Maximum Household Income
| Family Household Size: | 1-4 | 5+ |
Make too much to qualify for the USDA Mortgage? You still may qualify for the USDA Loan Program based on certain deductions allowed by USDA Home Loans using the Virginia USDA Max Income Calculator